Got Insurance?

Check your auto insurance policy to be sure you comply with changes to Wisconsin law.  Starting June 1, 2010, nearly all drivers and owners of motor vehicles are required to show proof of liability insurance if requested by a law enforcement officer at an accident or during a traffic stop, for example, if you’re pulled over for speeding.

This is a significant change in the law.  Previously, Wisconsin’s Financial Responsibility Law didn’t require motor vehicle liability insurance.  Drivers only needed to prove that adequate resources existed to cover any possible liability.  Now, Wisconsin drivers have no choice but to carry the following minimum liability insurance, updated January 2010: $50,000 for injury or death of one person; $100,000 for injury or death of two or more people; and $15,000 for property damage.   The law also requires uninsured and underinsured motorist coverage each with minimum limits of $100,000/$300,000 for bodily injury coverage.

If you fail to show proof of insurance after an accident or during a traffic stop, you may be fined $10.  But if you drive a motor vehicle without insurance, you could be fined up to $500!  And don’t even think about offering proof of insurance that is found to be fraudulent because you could be fined up to $5,000.

Rather than wonder or worry, call your local insurance agent to discuss your coverage.  With questions about the law and how it affects you and all Wisconsin drivers, call Brooks & Moeller, S.C.

Jennifer A. Moeller   5-26-10:  2 p.m.

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1. Alexander1 — July 8, 2011 @ 6:10 pm

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